Financing with Our Dealership

Ripley and Fletcher Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Ripley and Fletcher Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Ripley and Fletcher Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Welcome to Our Financing Department

The Finance Department at Ripley And Fletcher Ford

So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does just the word finance bring chills to your spine? Fear not, Paris ME, Poland ME, Norway ME and Turner ME drivers, the Ripley And Fletcher Ford finance team is ready to help! Our team of in-house finance experts will work with South Paris drivers to find a cash payment that fits within your unique needs. Here at Ripley And Fletcher Ford, our finance team is well connected to a vast lending network that helps to ensure that Paris ME, Poland ME, Norway ME and Turner ME drivers can land a fair finance deal.

Loan or Lease? The Ripley And Fletcher Ford Team Helps You Choose

With the expert guidance of our finance team, drivers across South Paris find the perfect loan or lease for their budgets. Whether you prefer a lower monthly payment and the ability to trade up every couple of years with a new-vehicle lease, or you prefer the freedom to drive as many miles as you want and keep your vehicle for a long time with a loan and purchase agreement, we want to help. Unsure which of these financing deals is right for you? We'll walk you through each one step by step and, together, we can find the best route for you to get the new vehicle you need.

Find out just how easy financing your next car can be with the help of Ripley And Fletcher Ford

While financing a car can be a trying endeavor at other dealerships around Paris ME, Poland ME, Norway ME and Turner ME these days, you'll find it refreshingly simple here at Ripley And Fletcher Ford. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.


Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Ripley and Fletcher Ford

    80 Main Street
    South Paris, ME 04281

    • Sales: (207) 743-8938
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Get in Touch

  • Contact our Sales Department at: (207) 743-8938
  • COLLISION CENTER: (207) 393-3061
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-4pm
  • SundayClosed